Buying a house is a huge financial decision and if you’ve never done it before, it’s easy to feel like you’re in over your head. The good news is that there are loan programs for the first-time home buyer that has some serious advantages.

First-time homebuyers have access to special loan programs that can assist them in getting into a home more quickly and less expensively than those who have purchased homes previously. These programs offer benefits such as low down payments, down payment assistance, competitive interest rates, and a limit to the fees that a lender may charge them.

Lenders usually expect homebuyers to pay a down payment of as much as 20%, but first-time homebuyer loans often offer a reduced down payment of anywhere from nothing to 3.5%. A down payment that low makes buying a first home much more accessible.

First-time homebuyers can take advantage of numerous programs to assist them in owning their first home. From lowered down payments to reduced closing costs, first-time homeownership has become much more affordable. There is no time like the present to make your dream of owning your own home a reality.


Our Hometown Heroes Program is designed to give back to those who help make our communities a better place to live by offering discounts on all our homes.  At Platinum Homes, we appreciate all of the sacrifices that these individuals make every day and we want to honor all that they do.

When individuals like Veterans, Law Enforcement, First Responder’s, Teachers, Doctors, and Nurses decide that they want to own a home, we have a program in place to make that process easier.

This program comes with benefits like, down payment and closing cost assistance saving our Hometown Heroes thousands!